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We're very excited to announce that we have added vouchers from Kiva.org to our shop. Thanks to our member Chelsea for the suggestion!
If you don't know what Kiva is and are scratching your head wondering why I am excited about it, let me explain...
Kiva is a service that allows you to loan money to people in need from all around the world. The loans amounts are very small, starting at $25, and they are often called "micro-loans".
The thing I like the most about this is that it is not like a traditional charity where you hand over your money and you hope they use it wisely. Each person or group that you loan to has a short story about why they need the money and what they will use it for. There is also a repayment schedule and if all goes to plan you will receive your money back over time, ready for you to loan it out again or just keep it.
To celebrate we have donated $500 and are in the process of loaning it out to people. But that's not all. On Kiva you can create a team of people who contribute loans. I have gone ahead and created a Casino Listings Community team on there, so if you have an account already or you want to sign up and get one, go here and join our team:
2 Usne, BB84
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I can not find proper words to express my excitement about the idea !
I have found it to be quite a rewarding process. We have loaned money to 20 different people from many different countries now. It is great that you get to read individual stories from these people and you know why they need money and what exactly they are going to use it for.
I read that on average the number that don't repay the loans is less than 2% so we can expect to have the money recycled and loaned out to new people in a few months. And even if they don't pay it back at least I know we helped them in some way.
I highly recommend that everyone check them out - it could change your perception of how the whole charity system works.
I really like this idea. It empowers people who would otherwise have a hard time generating capital. I am part of team CasinoListings there and hope to invest in these people.
You know what would be neat? Just like online casinos have a minimum wagering requirement for withdrawing bonuses, I am going to try to spin my investments so many times and see how it comes out. Example: $25 investment x 10 investments= $250 that people around the globe would have otherwise had difficulty getting to improve their living situation!
Great Idea, RESPECT CL!
Slim your $100 voucher is on the way. 1 tip I noticed is that when you make a loan of the default $25 it automatically adds on another $3 or so to donate to the kiva site itself. You can change it to 0 if you want to make 4 round donations of $25, otherwise you'll only be able to make 3 and have some change left over which I guess you could either top up or wait for your loans to be repaid to use. Not that the site itself is not worthy of a little coin though!
I just got them Ed and posted 4 loans to people! It felt great to empower people to improve their lives. My loans included a loan to purchase pigs in Guatemala, help buy construction supplies in Sierra Leone, fund a lady purchasing natural medicines in Nicaragua, and help a lady in Cameroon.
I also became part of team CasinoListings. Now that we have a team let's see everyone here step up and kick the snot out of the other teams on Kiva! (I am in competitive mode right now 🙂 )
WOW great job barbadosslim93, all three people were in need of money indeed.. keep good job!
Very cool. I applaud the idea wholeheartedly 🙂
CL-Ed, I think it might be worthwhile explaining the difference between the Kiva card and the Just Give vouchers.
Just Give allows you to donate to a whole selection of different charities. It is your traditional charity donation - you give your money and choose who it goes to.
Kiva is a new type of charity called a "micro-loan". Technically you are only loaning your money to someone in need and they pay it back over several months. The best part is that you can then re-loan the money once it is paid back (or keep the money if you need it). And if they don't pay it back... well then you are no worse off than if you had just donated it (the delinquency rate is less than 2% though).
We received our first set of repayments today. Very exciting! The trouble is we need $25 to lend to a new person but we only received $23 and change. So we probably have to wait until next month to have enough to start lending out again.
Here's our team page, looks like its only me and slim on there at the moment.
If you have $25 spare or you want to cash in some of your CLchips then I highly recommend Kiva. Its fun and rewarding at the same time. Don't forget to join our community team.
Here's my page too if you want to see exactly who I loaned money to:
Ed, can we combine our small amounts to give a loan? I got nine dollars and change back today...
I don't know. I'll have to look around their FAQ and see if its possible.
I can't see any info on whether you can do it, so I assume you can't.
But the good news is that I received some more repayments overnight and was able to make another loan.
Hadn't checked my Kiva account in months, just relent my funds, thanks for the reminder.
Come on yobes, join team Casino Listings... you know you want to!
I'm on board with the Kiva action! I made my first $25 loan to a baker in Iraq and joined the official Kiva squad. I suggest that everyone else jump on board too. The link for the group is http://www.kiva.org/team/casino_listings_community
I mean why not spend all some of those CL chips earned by simply posting on this website towards something good? Plus, as Ed and the site point out, the money is not given as a flat-out donation; rather, more than 98% of the people to whom many is loaned out to pay it back!
I noticed I had some of my loan repayments sitting there last week so I loaned them out again. We have now made an additional 4 loans over and above the 20 we started with due to the repayments.
We had one guy who was behind on his first payments, but then he caught up in the 2nd instalment, so we still have a 100% repayment rate so far.
This guy is my favourite:
I can't even begin to tell you how cool kiva is. If you have a bunch of CLchips burning a hole in your virtual pocket, I highly encourage you to cash in for a kiva voucher instead of sending it to Amazon. After all, you can always keep the money once it is repaid!
Mine haven't gotten to the point where I can re-seed the money. I have one lady who hasn't paid it back yet, but everyone else has gotten a great deal of their loan paid already. Definitely a great program!
Just claimed my Kiva voucher. I'll jump on the bandwagon and start lending 🙂
We have a Christmas special on Kiva cards - for the month of December we have halved the price of a Kiva gift card. They are now only 25 CLchips for a $25 gift card.
I highly encourage everyone to give it a try!
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