Forum AngelForum Angel
hope777's picture
Location: Minnesota USA
Joined: 1 Jan 2011
Posts: 12667
Thanks given: 1393
Thanks received: 1043
7 March 2012 - 9:20pm

Kiva Group

31 replies • Last post
Click to show this thread's original post ▼

Hello CL Friends!

LuckyMe asked how many Kiva members have joined under the Casino Listings group. I wanted to post here so those who ARE active on Kiva realize there is a group for you to join. The CL group now has seven members. We could definitely use more to represent us on Kiva. So, if you are already a member, just find the group and click to join!

If you are not yet involved in Kiva, consider donating some of your CL Chips or at least joining in preparation of doing so:

Like LuckyMe said, "The more the merrier!"

3 CL-Ed, barbadosslim93, Ubetcha

CL-Ed's picture
Location: Sydney
Joined: 7 Sep 2007
Posts: 10412
Thanks given: 6293
Thanks received: 5353
25 July 2012 - 6:17am

I made a couple of loans yesterday after my post and I noticed they are showing the interest rate and also how much the intermediary field partner is profiting on each loan. These were the two I loaned to:

Nuevo Camino Group in Chile
Portfolio Yield: 34.80%
Profitability (Return on Assets): -26.9%

Uzinduzi Group
Portfolio Yield: 66.11%
Profitability (Return on Assets): 0.49%

So you can see that the field partners charge what we would call a high interest rate (66% on the 2nd one!) but in both cases they are making no profit, and in fact the first partner is losing loads of money at the moment (-26%). Lets hope they stay in business long enough for the loan to be repaid!

I'll be sure to check those numbers out in future, both to make sure I am not loaning where the intermediary is making a huge profit, and to make sure they are viable so my loan has a better chance of being repaid.


Always play it safe! Consult our list of rogue casinos and warnings before depositing at a new casino.
Post in our forums to earn CLchips which can be used to buy real prizes in our CLchips shop.